We represented a 65 year old husband and wife who were involved in an automobile accident on Cape Cod, Massachusetts. An oncoming vehicle crossed over the yellow line into our clients’ lane, causing a head-on collision. The husband died, and the wife, in the passenger seat, sustained serious personal injuries. The defendant’s vehicle only had a $300,000 liability policy. Our client’s vehicle also had a $300,000 underinsured liability policy, and their insurer set up a complicated legal argument claiming there would be no benefits available under their policy since the limits were identical. We commenced litigation and after significant effort, obtained the full policy limits from both insurers. This case was handled by Thomas J. Wynn.