Just about every driver in Massachusetts will at one time or another have some sort of involvement in a car accident. The headaches and hassle of insurance claims that can follow can leave many drivers feeling overwhelmed. Sometimes, we may be involved in a car accident as a passenger in the car. A passenger may sustain more injuries then even the driver. If that is the case, what can the passenger do to receive compensation for medical bills or lost wages?
If a car accident takes places and you are the passenger, who you file your claim with depends on who is ruled at fault for the accident. In some cases, the drivers of both cars may be found liable. When this happens, the settlement will be divided between the two parties.
When the injured passenger is related to the driver and lives in the same house, they are considered to be under the same liability insurance as the driver, and their damages are covered under the driver’s insurance, therefore they cannot file their own claim.
In the case that the passenger needs medical attention, it is possible to receive medical compensation quickly; however your medical costs will be subtracted from your end settlement. You may decide to initially cover medical expenses with your own health insurance, and when the insurance company settles the claim, those expenses will then be included into your settlement.
If you have been involved in a car accident, it is important to speak with a trusted legal professional, one who has experience dealing with insurance companies, and can make sure that you receive the compensation you deserve for your injuries.
The attorneys at Wynn and Wynn are able to assist you, whatever your legal need. Call us today at 1-800-852-5211 or click here to schedule a free consultation.